At the start let me tell you that the number 5 came from thin air – I could end up at 6, 7, or 4 – it does not matter! When I meet doctors, or generally anybody who attends my session I ask them one question: What scares you about your money life? Or “what […]

Success is not so much about money. Tushar Kapoor, Abhishek Bachhan, children of successful people like Rohan Gavaskar, etc. were born with a silver (golden?) spoon. They did not (do not) need any great success in life for a decent life style. Clearly none of them ‘earned’ enough to have the current life-style. However, all […]

I have written so many times about improving as an investor..here are some more. This is from a speech I gave to a bunch of equity enthusiasts..but it is not very original. Like I have always said I have stood on the shoulders of far superior investors and far superior writers. Here is an attempt […]

The underlying theme of this blog is to change the way you think about equities. If you have been lured into equities by some glib talking bank RM or IFA be aware that equity is not as sexy as you think it is. Or you were made to think. One of the biggest grouse I […]

The worst 2 things that we can do in Jan of any year is to make resolutions and predict markets. You will break the resolutions and your predictions will be wrong. I have predicted every year and got it right many times. That is worse. Simply because it was just luck, not skill. So let […]

One of the worst ‘bias’ of an investor/trader is ‘Overconfidence’. I wish somebody does a research on Indian traders – we need to depend on Finnish and American research about trader psychology. I have seen some amazingly over confident traders who have lost a lot of money for their families. I have seen doctors, Chartered […]

Why have you named your book Retire Rich: Invest Rs. 40 a day?… well here it is https://www.facebook.com/subramanyam.shyam/videos/10161090853860237/