This article is likely to be a little long and is based on my experience of meeting upwards of 20,000 IFA over my life time of training. I started in 2002 – which must be making me the trainer with the longest -17 year track record.. Helps the investor start of on a long, arduous, […]
The real retirement crisis is something I saw last week in Lucknow. I met an IFA whose neighbor is 115 years old. This means this means he retired about 55 years ago. The year was 1964. He retired on an ANNUAL salary of Rs. 1800 (not sure but thereabouts). Obviously he could not have built […]
The banning of upfront trail and reducing margins are likely to drive out a lot of small IFA from this business. Sounds depressing? well don’t be depressed. This will actually cause aggregation like nothing else. Already 2 big distributor aggregators are like the tail wagging the dog. Is it possible for a small mutual fund […]
Many IFA have a very confused view on what role they play in a client’s life. Clearly, they do some investment management and a lot of investor management. While they do not actual fund management, they do have a role to play in the clients asset allocation, time frame planning, expected returns, risk tolerance, etc. […]
When I talk to people about to Retire or have just retired..what are their biggest worries… Health: Most people are worried about their health. The biggest worry for those who are financially secure is having the physical health to enjoy the golden years you’ve worked so hard to achieve. Do what you can to optimize your […]
Is Investing really that difficult? Does the financial services industry make a simple thing sound very complicated? or is it really tough? What do you think? I think that creating a good portfolio is not very difficult. It is sitting tight letting the portfolio that we cannot do easily. When I do sessions for the […]
https://www.amazon.in/gp/new-releases/books/1890196031/ref=zg_bsnr_nav_b_2_1318068031?fbclid=IwAR1n2F-7LSNCcag9c3p1e3zGtmKmeilPihktT0OOq8c5s7HxJtrZBkBIbEo My book “Retire Rich” is followed by ” invest ‘Rs. 40 per day”. A new version which is this Red color book…and is available as soon as you want…. https://www.amazon.in/Retire-Rich-At-40-Day/dp/9387860310/ref=zg_bsnr_1890196031_10?_encoding=UTF8&psc=1&refRID=TJN5SER1NAF19SCPM1TZ&fbclid=IwAR28WIY5bA7xRAZLc6lZZL1khhBFhM98ffidT53XfI7GHAmFONOPrylmv5w https://www.amazon.in/Retire-Rich-At-40-Day/dp/9387860310/ref=zg_bsnr_1890196031_10?_encoding=UTF8&psc=1&refRID=TJN5SER1NAF19SCPM1TZ&fbclid=IwAR28WIY5bA7xRAZLc6lZZL1khhBFhM98ffidT53XfI7GHAmFONOPrylmv5w