Is there an easy answer to this complex question? I do not think so. However for a big part of the crowd Indexing will work. Do I do Indexing? No? Is there a conflict in what I do and what I say? Well, read on. First of all the advantage of being financially independent is […]

there are many lessons from the FundsIndia.com saga. The most important thing is that when you are a sole proprietor, the company belongs to you. When you are just “helping” your friend with a start up, YOU ARE THE UNPAID service provider. You need to be compensated – either cash or shares, but not just […]

So our great regulator is trying to regulate the debt fund. First of all the regulator having to do so much of micro management is a clear indicator that the class is unruly. Imagine how many times in a year does the Principal of the school had to come to your class to read you […]

There are 2 case studies..where I had a cruelly different view from what society has…normally. Case 1: A 64 year old man with a 63 year old wife. Their net worth is about Rs. 100 L and they have a house in South Mumbai – wait don’t get ideas. It is a chawl with a […]

The current long term debt market crisis in India is leading many readers to ask “should I redeem my bond fund and invest in the individual bonds”. Recently Indiainfoline had raised about Rs. 2000 crores in the market. Likewise Edelweiss had also raised money from the market directly. So it is a fair question: Should […]

Should you work in Retirement? India has a vey flexible retirement age. In family run companies (even if they are listed) a lot of senior people are retained far beyond their age of retirement. Look at our parliament – 70 is not considered old. So should you work while in retirement? another way of looking […]

I was with Radhika Gupta, CEO, Edelweiss Mutual fund…here is the link.. https://www.youtube.com/watch?v=S_oNXWZCBlc