I know we are all normal people, we meet normal people, we think all people around us are good….right? Sadly I deal with money. When it comes to money I have seen the following: a) Elder daughter CHEATING a father off all his savings and house so that she could use the money as a […]

  With PC in charge of the Finance Ministry we can expect some dramatic sleight of hand changes in the tax structure. Here is an advance warning. Almost all of this will happen over the next few years: a. Every government hopes that people save / invest for their old age. Simply because if they […]

  Some financial observations which sound so so simple that people need reminders: a. You, you  and only You have your financial BEST interest at heart: how can somebody forget this? Well laziness takes over. When you let your mind play havoc with ‘what is correct’ it happens. Learn to meditate before you learn to […]

When people come to me and say ‘I lost ….Rs.’ – they think that they have/ had a very unique case. Sorry there is too much of a pattern. Let me summarize (or let us call it a safe guard or a ‘do not do list): 1. Amazed to see people HANDOVER signed ‘Transfer Instruction […]

This as usual is just a catchy headline which means nothing. I have no clue where the market will be today, tomorrow or 10 years later. I just think I will get about 2-3% over and above the rate that i can get in my PPF (or equivalent) accounts. I put this headline much before […]

  Well, I do not know anybody who knows anybody who has made money by doing market timing. so said Sir John Templeton. He not only created good amount of wealth, but also looked after his health, and lived till the age of 95… Now there is a big army of ‘Investor Education Experts’ who […]

the financial planning is too damn important to be left to the planners, and the financial service industry. Get off your butt and go and learn what to do. Now see this video. http://www.ted.com/talks/vikram_patel_mental_health_for_all_by_involving_all.html where he says health replace with wealth….. see what this can do to save the bother for the Indian woman….  http://www.triplepundit.com/2011/08/wello-helps-ensure-safe-potable-water-rural-indians/ […]