I have shouted myself hoarse, and that too many times – investing is simple. A simple savings account, a simple credit card, a simple term insurance, a simple diet, a simple exercise regimen – dammit life is simple. All the people in the world know it, maybe we Indians do not know it. People who […]

Sounds funny but we may have reached a state in our lives that we need coaches for many things. It is not far away that a Wedding Planner will include ‘pre-wedding’ arrangements like doing a medical test for the bridal couple, arrange for a session by a financial planner – on how to manage your […]

I have done many posts on what Subramoney as a blog will do…so here is a negative list. I hope it helps: – there will be no political commentary: I have strong views on AAP, BJP,  Congress, Narendra Modi, Kejriwal, Ra Ga alias pappu, but hey why the hell should I bore you with my […]

Except when you are in a gym and doing a continuous non stop exercise – a string I mean you normally do not like the word change! When you are 2 minutes into skipping or jumping and the trainer says ‘Change’ you LOVE him, do you not!! This is not about a gym here let […]

  There are 7 charities who have approached me for promoting their charities at the forthcoming Standard Chartered Mumbai Marathon….and having helped one already, I can only offer to put their request onto a public platform.   I  can assure you that the person who has sent me this is genuine and will HONESTLY use […]

There are some very important players in this industry. Lets name them: The Insurance Regulator: IRDA The CXOs in the industry: mainly the CEO, the CMO, and the head of compliance. The sales guys: who bring in the moolah. One is  a set of salaried guys and one is a set of commission earning guys. […]

Advisor: Sir Please make this investment, it will get you great returns. Client: How much will it give? Advisor: Sir it will give at least 15% return over the next 5 years Client: That is not exciting. May I have something better… This is such a normal conversation, that I cannot even believe what is […]