Thanks to the fact that the 80C limit has not been raised for a very long time, and the fact that the section has been crowded with too many deductions, the section has lost glitter. However many young people realize that the only saving/ investment that they are doing is under this section, and … […]

First of all remember that all people claiming to want to teach you personal finance are not here to teach. Many of them are here to peddle products. I am not against peddling of products, I have done it in the past, and would happily peddle something or the other. Financial planning should be planning, […]

Been there to speak about ‘Securities Law and Capital Markets’ – told them to please get the basics right….

  What is a demat account and why it is required? Shares and certain securities are held electronically in a Dematerialized (or “Demat”) account, instead of the investor taking physical possession of certificates. A Dematerialized account is opened by the investor to convert his physical shares to the electronic mode of holding.  The Dematerialized account […]

  Was at Ahmedabad – and was amazed to see that there is a new generation there which does not want to come to the Equities Market – really sad. Thanks to the short term memory – thinking that in the last 7 years the market has gone anywhere, these kids are staying away. hmmm

I have no clue why there is so much of noise, sound and fury about life insurance mis selling! Is there no mis-selling in life insurance? heavens no, there is, but have you really looked around? Have you seen mis selling happening in the following areas: Medicine, hospitalisation, education, food, pharma, holidays (ask people who […]

http://www.moneycontrol.com/video/stocks-classroom/what-isstockshare_1038019.html  http://www.moneycontrol.com/video/stocks-classroom/why-should-i-investstock-market_1038021.html