If you are 22 years of age and have been smart enough to open an NPS, HONESTLY, ,, you should not read this article. However, if you are 50 and thinking of opening an NPS account, you should. If you have 38 years to worry about taxation, do not bother. It will change at LEAST […]
Here is a note sent by Mr. Sanjay Sapre of Franklin Templeton…I have edited it partially, that is all…. Here is a factual update on the latest developments related to the six fixed income schemes under winding-up. You may have also read with some concern, media reports pertaining to a First Information Report (FIR) filed […]
Lot of young adults ask me “How to get Rich?” – and like I have always said..under their breath they utter “quickly”. Like one of the persons said ‘Sir when I say rich or wealthy..I see myself roaming the world in J class and skiing in the Alps, not sipping coffee in Switzerland when I […]
In every portfolio that I review I see 2 things – say 5 shares give dramatically high returns and the others give decent, bad and terrible returns. So over a 30 year neglected portfolio with an IRR of 20%, it is because of a few in the 30+ range and a few in the 5-6% […]
This is how a conversation with a prospect went … Hi Rohit, Subra here, wanted to talk to you about your Retirement investments, may I ? Rohit: Hi Subra, thanks my IFA Mr. Roland told me about you calling on me. Subra: yup, here I am. Subra: hi Rohit, you were telling Roland that you […]
It is not very clear about what has happened in Anugrah Stock and Broking – but from the looks of it, welcome to another Ponzi scheme. Not naming the people – you will find their names in the links given below. I suggest that you read the SEBI order, and then tell me why would […]
It is amazing to see the kind of risk that people take with medical insurance! Or rather the kind of insurance that people take! Let me enumerate them.. I know of couples who gave up their own medical insurance when their son / daughter joined a big company which covered them. Now the son/daughter have […]