Most of us have only a vague idea of our OWN balance sheet…but we have a reasonably good idea of our friend’s balance sheet! The shiny new car in our friends house looks so alluring. We need to buy it, after all he is like us. Or is he? Is he really like you? Do […]

RM: Hello Mrs. Subra (name changed of course) Client: Hello!! RM: Madam you are our privilege customer and we are happy to be dealing with you. You are our Regal customer….. Client: Oh, thank you, so what? RM: Madam in this Regal category you are about Rs. 5L short to retain this status..so could you […]

It was in Jan/Feb surely before March 2001 when a retired Subra was looking at what to do…when I got this phone call…saying “Do you want to do training?” It was my friend Sagar Shah – who was very close to me…and I said “Maybe”…. He said ‘We have to go to Andheri’. That sealed […]

Here is my debut in Morningstar.in   some of you may have seen this already…. http://www.morningstar.in/posts/32812/why-women-need-to-take-investing-seriously.aspx

When I see people trying to invest I see many mistakes. Clearly as an amateur you do not know how to hit sixes and fours…all you need is to know where is your off stump and spend long hours at the crease. The runs will follow. Let me enumerate: 1. On free sites / blogs […]

I had posted a long set of True or False….on Monday…and Pattu had replied to them…one of them caught my attention. I had said…’as life gets more complicated…you need a financial planner’ ..and Pattu said “no,  the investment principles remain the same’ True and False. There are a few people that you need in life […]

I am in a mood to do a lot of True of False posts…hoping to get a better reader involvement!! It also helps that I need not sit and compose…i can write somethings at random and force you to think (I hope). Here are somethings that you may hear from a Financial planner (or may […]