As long as Indians and Chinese are willing to work harder than their European and even the American counterparts….it will be cheaper to make in India and China. What is the implications for you? NOTHING. NOTHING. NOTHING. KEEP doing your SIP and let the fund manager worry about whether to buy Infosys or TCS. Let […]

Who or what is a snob? It is not just some guy who is ‘To the Manor Born’ (remember the English serial?) or some Lord in the UK. Many of us are snobs. Here is the definition of a snob.. a person with an exaggerated respect for high social position or wealth who seeks to […]

from the emails, and FB requests…I decided to do 2 sessions – one in Ahmedabad and one in Bangalore…wait for further information. will announce date, venue, price, etc…..it will be in October and the one in Ahmedabad no decision as of now will need about 50 people to attend..or it does not make sense to […]

‘Should you invest in a long bond? and or / Who should invest in a long bond? The answer is simple. If you are say 65 years of age (or older) and there is a psu bond on offer and it is paying a coupon of say 8% (it is more likely to be 7.5%) […]

I go to an adviser and he ruins my money. I make a huge loss, and so go to court, and the court the adviser a few questions: 1. You claim to be a financial doctor, have you: – gone through at least 5 years of training like a doctor? – what in your education […]

I watch 2 programs on television – both are ‘real episodes of crime’.  The lessons from that: – do not take anything for granted. One woman (with her father’s help) and along with her new boy friend kills her husband. The kid is 17 years old and helpless. Learning: make a will, and do not […]

A few days ago I did a post profiling some of my readers. Let me tell you some more things. I have no clue how much of that money was made in a fair manner. I mean was it made with inside information? Was it front running? I do not have an answer, but yes […]