The shareholders of a fund house, the managers of a fund house, the fund manager, the distributor and the end customer have the common interest of getting a good return for the unit holder, right? NO. Wrong. Completely wrong. The shareholders of a fund house have invested Rs. 10 crores and they want to exit […]

Every news paper and other media houses HAVE to do a story on ‘falling’ interest rates. Amusing. None of them will talk about ‘rising or constant’ REAL INTEREST rates! (1)   The interest rates have seen a fall in recent times. Where do you see interest rates heading over the next one to two years? The […]

The financial media tells you certain things…and many people in the finance business actually believe this. Stop believing this nonsense, it does not matter…in your wealth journey… We the pundits can know everyday why the market has gone up or down: Absolute nonsense. The US gurus are still trying to find out why the market […]

this i got from the net….an amazing con job…there is NO SHORTAGE of fooling schemes…because there is no shortage of people who will fall for such schemes…

When we were young and we got a priest to do the pooja (or when I started doing it myself)..it would end with the following aashirvaad…. “Dhanam, dhanyam, pashum, bahuputralabham, shatha samvatsaram dirghamayuhu”. This of course is from the Suktams…a part of the Vedas..and it crudely translates to wealth, food to eat, cattle, many children, […]

This actually started off as a talk to retiring military / defense people, but I realized that there are many people who do not negotiate their salary! Here is my take: You cannot afford to wait for your boss to find out that you are a great worker and increase your salary. Mathematically, in a […]