Let me start by saying that when I see you kids wasting your money in savings bank account, buying Endowment policies (unit linked or otherwise), keeping money in bank fixed deposits (to get 80C benefits), …etc. my blood boils. The bank manager is trained to give YOU a pathetic return so that his (bank’s) shareholders […]

Here are a few more steps which will create an enormous amount of wealth for you: Get a good sensible degree: Get an Engineering degree from IIT, or say a CA degree, a law degree  – if you are an average student, the chances of making decent money improves with a good degree. While at […]

You will hear the following statements from the media from time to time…read it. They are accurate. Ignore it, there is no action that you can take based on that. Let me also tell you what the media means by that: In the last 5 years the Index went nowhere. Great statement, perhaps perfectly accurate. […]

Most people who deal with life insurance come down to one conclusion…there is SERIOUSLY only one life insurance product worth buying: Online Term Life Insurance – from the cheapest company that you can trust. So lets assume that you get a SBI Term Life Insurance (for your age and term) for Rs. 10,000 p.a. and […]

Hi guys born post 1985. In a break from tradition Mr. Subra asked me, Mr. Market, to do a guest post especially for you. You need to remember that I am like Time. I have the huge advantage of being able to go ahead and behind in the calendar – so I can tell you […]

Wealth Forum did a survey of distributors and what they said is not very flattering for Hdfc mutual fund which considers itself as a leader. The leadership is missing in distributor engagement, technology, training, Investor awareness program – and worse in the distributor confidence that they can create wealth for the client in the long […]

I did an article about how people do not care about their money…so here is summarizing what that means for you. Unfortunately I can only write – how people read, understand and interpret is not in my hands. So will leave the interpreting to some of my very evolved readers. My take on both the […]