Surprised? do not be..what I am going to say is not what the title says. Many people (including the author of the article at the bottom of this post) tell you how you should buy property …and you will make a lot of money..Lets see what they forgot to tell you: You had a nice […]

‘But Subra is this fund true to label? – no no no client or reader ever asked this..but you see references made once in a while. Well Franklin Templeton is one fund house which has schemes which are true to label. So Franklin India Bluechip fund will never invest in a mid cap stock, and […]

Should Rajan have gone or not gone? why did he come and why did he go? Did UPA treat him badly or did NaMo treat him badly? Swaminathan Subramianiam in a nice article sums it up well – as point and counterpoint..read on.. https://www.linkedin.com/pulse/raghuram-ka-raj-point-counterpoint-swaminathan-s?trk=hb_ntf_MEGAPHONE_ARTICLE_POST

I will want to spend my last days in an old age home or in geriatric care depending on when the end comes. If it comes even before I go to an old age home, I might be happier, but one needs to plan, right? I have done some research and seen a few practical […]

Whenever I do a program on investments or personal finance, people rush to me, and ask “Are you saying direct investment in equities is so difficult, that we should not do it ourselves?” My answer is normally yes. That is because for most of the people I meet – whether they be Relationship Managers in […]

Honestly, what changed for the common man after Raghuram Rajan became the RBI Governor? did the quality of banking service improve? did mis-selling stop? were banks suddenly keen to grow the business and include everybody in the customer list? Did you find the bank very friendly? was your bank punished for messing up your TDS? […]

a retirement philosophy statement or a retirement policy statement is a road map of your retirement financial journey. It lays down the amount of money you have, how you will meet the cash flow requirement, the growth requirement, maintaining the balance, ..etc. What should it contain: Specific Retirement Details: Crystal ball – trying to guess […]