For all those of you who are not happy with the high amc charges of debt funds, buying bonds is a good idea (oops I am not buying, I am not a bond investor, I prefer equities). With interest rates stagnant – and perhaps moving south (I have no interest call ever) bonds may become […]
There is only one reason why businesses fail: They have no clients or customers. As simple as that. What I mean is if you have created a product and it costs you Rs. 100, you need customers who will pay Rs. 125 and buy ENOUGH quantities so that you can have a sustainable business model. […]
Recently MRF hit a high of Rs. 50,000 and people said “OMG this share has reached Rs. 50,000”. Obviously these people do not know that on Berkshire Hathway share has reached a price of US $ 217,000 – well you can buy a couple of nice villas for that price! Take another company Lakshmi Machine […]
Too much of debate on whether you should buy a house or rent a house. Lets look at some facts…. A 24 year old takes up a job at Rs. 3L p.a. soon his salary increases to Rs. 6L and he is only 27 years of age. Let us assume for a while that his […]
Investing by itself is scary enough for the common man. Equity and debt products (even if packaged as a mutual fund) are very confusing – we have upwards of 5000 schemes! However it can be downright dangerous with the increasing ‘differentiation’ and ‘complexity’ of many financially engineered products. Many of today’s SIP investors have […]
Whenever there is a major international competition India fares badly. So we all take out our anger on the politicians. We are quick to say “they do nothing”. Sure. Another way to look at it is to say “Na Mo has only 24 hours..and he has very many important things to do…” So like JF […]
Today is Durga Puja – call her by any name – she is a brave woman. She is Saraswati. She killed asuras. She is the Goddess of Wealth when she is Lakshmi…so read on..this girl deserves a post…read it… https://www.scoopwhoop.com/This-Indian-Womans-story-on-Facebook-will-earn-your-respect/#.g48656lsb