There could be very many reasons why people do not get rich / retire wealth here is one more enumeration: People do not think they can get rich: If a person is born in a poor or a lower middle class family he does not even think he can get rich. So a person who […]

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If you are more than 10 years old somebody has told you that “Saving is the key to your future prosperity” or “a Rupee saved is a Rupee earned” – we love the savers. In fact that is what makes ALL our terribly managed banks also profitable. Very profitable despite the NPA that they create! […]

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In the 1980s we were brought up with the theory that the job of the markets is a) price discovery and b) resource allocation to the right companies. In the 1990s when we became members of the stock exchanges, we were sure that we were adding value to the customer by doing stock picking. Sebi […]

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I have no clue why many investors – including some pundits – look at only the price of a share. When I talk of multi baggers like Supreme Industries (most people may not know about this Wealth creator par excellence) they only talk about the share price. What you should be actually looking is ‘what […]

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3 products are changing the market dynamics in the non debt segment in India, and they cannot be ignored: huge sale/missale of SIPs (1.25 crore SIP of an average of 4000Rs. ) even bigger sale/missale of ULIP and classic endowment plans rocking growth of funds under PMS these numbers are huge, real huge and approximately […]

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Women need to plan for their retirement more than men need to – because they work for a lesser period and live longer. Longevity is not always a boon – so the woman who lives longer will have to fend for a longer period. Also with women having fewer children there is no guarantee that […]

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A survey, conducted by Apollo Munich Health Insurance in collaboration with Nielsen India Pvt. Ltd. in 19 cities found that despite a rise in health insurance claims filed by women, few women are coming forward to buy health insurance.   New Delhi, March 07, 2017: Women are the backbone of the family as homemakers, as […]

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