Investing is Simple. Do not confuse it for being easy. It is like going for a morning walk. Or going on a diet. Simple to describe, not EASY to do. If you are a young kid smart enough and more importantly wise enough to start investing, you MAY not need an advisor. All you need […]

I wrote a piece on ‘Make your own financial plan’ – this appeared on yahoo finance and some of you may have read it. What is amazing is the response that I have got for the same. Largely saying the following: – future is uncertain, SO DO NOT PLAN. – equity markets are too risky, […]

Once you have bought a share, you’ll next need to decide when to sell it. Since bonds/ debentures sell themselves when they mature, this question primarily applies to shares or mutual funds (even the debt mutual funds have to be sold). Essentially the debt mutual funds are temporary parking spaces meant to hold money till […]

I went to an SEO expert and he said what I need to do to increase the readership on Subramoney. Well, let me start…I had no intentions or have no intentions of spending time, effort or money on increasing the readership. It just that I met a successful SEO and he said that if I […]

If there has to be a single and sole/ only reason for poor health…..it has to be JUNK FOOD. What is junk food?  …read on…   What really is junk food?  

I am sure YOU are less healthy and less fit than your parents. You have more dresses than they have. You eat more junk than they do or did. I am sure that they used the public transport more than you did. Have you ever wondered how you finished that bag of over salted ‘chips’ […]

In our overall portfolio we need to get decent ABSOLUTE RETURNS – most of us should not care about: Our neighbor’s return Index return Rakesh Jhunjhunwala’s return Your Own Historical Return. I am in that category. Frankly as long as my GOALS are met, I do not need to worry about what others are doing. […]