Well there is no Vanguard with 0.030% annual charges offering you an index fund. Well, at least not yet. When that happens there might be more indexing in India. Right now indexing is only at the periphery except for some NPS money and a few path breakers who are inexing. Right now in India indexing […]

Caveat: I am a shareholder of Equitas, do not have a savings account, I took the details from their website. I may or may not shift my money to Equitas Equitas is a new-age Small ­Finance bank catering to India’s unbanked masses and SMEs. Now, they’ve expanded their horizons and are bringing a range of […]

Once you have spent half a century on the planet you seem to be at the cross roads. Well, not exactly, but at least I have reached a stage when I can choose whether to do a) sales b) training c) writing d) investing own funds. Of course it is a nice choice to have […]

History will judge the current boom as a BFSI boom. So we have Bajaj Auto Finance which has a higher market cap than Bajaj Auto, and the BFSI easily being able to justify it. I am not here to judge, just look for money making opportunity. However, look at the risk too. The market cap […]

sorry long one – and could be boring for the MF investor. I am more of an Absolute Return Investor – and hence an accrual method of debt fund is far more important! Similarly when it comes to equity investing, I am happy to look at my portfolio on a longer basis than a Quarterly […]

Happens regularly at meets where I am addressing doctors….. Doc: Subra what do you think of Bitcoins? S: It is illegal. Doc: ya it might be illegal but can I buy a little bit. S: It is illegal. Doc: when you say it is illegal what does it mean? S: Exactly that. It is illegal. […]

In 2003 to 2008 it was perhaps not so difficult to trace the risk. The banks were holding the dubious assets and the risk was in their books and in the bonds that they held. Of course the bonds were held by many corporates and the risk was there. However, in 2017, I can see […]