I was reading NYTimes and found an article (link below) which said Nestle was spreading obesity in Brazil. That set me off on another thought. Should you invest in a ‘bad’ company? And who is to decide what is bad and what is good. Clearly tobacco, alcohol, porn, armaments, guns, explosives….are in most ‘bad’ lists. […]

Most miseries start with an innocent question…let me enumerate them… Is Hdfc bank a good share? Is K….Wealth Managers a good wealth manager? Is S……fund a good fund? Is S….amc a good amc? Innocent questions right? What the unknown person on the other side of the conversation is asking is what I do not understand. […]

My broker called and said “Subra xyz looks like a good buy, what do you think”. I said I know the promoter, and I personally know the person running it also, I do think it is a good buy. My broker was surprised because he thought that the share was over priced and knew that […]

disclaimer: I do not even hint that you will learn about AA by reading this piece, but here it is. We now officially have 100,000 people licensed to sell mutual funds, and about 50,00,000 people licensed to sell ULIP. All of them of course have to understand asset allocation. Presumably. So the asset allocation fun […]

Consider some of the questions that an adviser could ask to guage your risk tolerance: How long will you continue your SIP if the market goes nowhere at all? How will you react to the leading pink paper saying “PPF has given better return than equity in a 10 year period”? Did you know that […]

If you have gone to a half decent ‘financial planner’ he starts by asking you ‘how much is your risk tolerance’? And you get to talk about how much is your risk tolerance. The funny part is YOU DO NOT KNOW how much is your risk tolerance. Also for most people when a pretty young […]