The last decade of investing was very easy. I mean 2008 to 2018, and that has led to this story! When I was in school 3 things fascinated me – getting a medal, writing a book, getting a PhD and being called Dr. Subramanyam. This had to be a PhD because i had opted out […]

If you are a successful adviser, or wish to become one, you need to be a good communicator. In fact some of the best investors – Buffett or Soros – both are good communicators. IN case of an IFA the ability to communicate across generations and across people with different levels of understanding, different ages, […]

Staying in Army colony has its advantages and disadvantages….I get to meet a few of them and here…are my views. Most of them – let us say Colonel and above – do take up a job/ assignment post retirement, and do earn well POST service. Sure there are some who do not, but the majority […]

After going through 4 reprints…in English and 2 in Hindi…and selling upwards of 160,000 – including the Kindle version….and my publisher kicking me into writing …the second edition is nearing completion. I have to say, at last. Here are the topics:  Is Retirement an Age or an Amount of Money,  Are you rich or are you […]

It was fairly obvious that say 10,000 years ago there were many groups in the forest – hunting. Obviously some brave groups which went and took on the animals head on, and some groups which were ‘shit’ scared. Obviously the brave group…died!! the coward group procreated. You know to which we all belong. So it […]

Many 24 and 26 year old people ask me “What should I do to Retire early”. Though I am happy to tell them about retirement…I keep wondering how can one be so frustrated with corporate life at this ripe young age of 26? You have just been in a job for 2 years dammit. I […]

When a company files its prospectus the shareholding of the top management is visible. You realize that each company rewards something – longevity is unquestionably the most rewarded. Well I have reservations on ESOP but that is my view! In the asset management business, it is funny to talk to people across the spectrum. So […]