The underlying theme of this blog is to change the way you think about equities. If you have been lured into equities by some glib talking bank RM or IFA be aware that equity is not as sexy as you think it is. Or you were made to think. One of the biggest grouse I […]

The worst 2 things that we can do in Jan of any year is to make resolutions and predict markets. You will break the resolutions and your predictions will be wrong. I have predicted every year and got it right many times. That is worse. Simply because it was just luck, not skill. So let […]

One of the worst ‘bias’ of an investor/trader is ‘Overconfidence’. I wish somebody does a research on Indian traders – we need to depend on Finnish and American research about trader psychology. I have seen some amazingly over confident traders who have lost a lot of money for their families. I have seen doctors, Chartered […]

Why have you named your book Retire Rich: Invest Rs. 40 a day?… well here it is https://www.facebook.com/subramanyam.shyam/videos/10161090853860237/

I make this point regularly – the financial media is catering to the advertisers. Nothing wrong with this. They know who their clients are. The clients are those who pay them. Sadly neither the advertiser nor the media houses are seeing what is happening to the Indian investor / trader. The number of people who […]

I got an email from Ola saying that I traveled 659 km using Ola. Add another 641 by other modes and it becomes about 1300 km per annum. That is not much, right? Now assume I traveled and paid Rs. 10 per km. Ok make it Rs. 13 per km of travel…and it becomes Rs. […]

Let’s call this a Beginner’s Guide to Investing in Individual stocks (aka shares). In India we call it shares, in the US they call it ‘stocks’. So we will use these words interchangeably. Once in a while you get an urge to buy direct Equity. Or maybe you are already a direct equity investor. Lets […]