If a website, app, bank RM, or IFA tells you that you cannot manage your own money the way MF can, remind him/her/it that there have been many cases of …..well read on. At the end of the day, it is a guy like you and me who is buying/ selling for a big fund […]

The world over there is a perceptible shift in funds from ‘managed’ funds to ‘index’ funds. I do not want to get into whether index funds are passive funds – that is a different topic! So just when you thought people had decided that fund picking does not work, you see them making a mess […]

When we prepare for our retirement we assume that medical costs will not go skyrocketing…just read this… https://www.bbc.com/news/world-us-canada-47491964

It is so common to find articles saying “stop having coffee at Starbucks” and you will get your retirement plan in place. Clearly shows that some Indian bloggers are being influenced too much by Americans. First of all there are not enough Starbucks in India to suggest such an article, AND most of the Indians […]

I hear a lot of stories about senior citizens being defrauded. However, our press has no time for doing such stories. Sad state of affairs. Do you think we will ever see such articles in the Indian press? No way. We just don’t have enough data on how we behave. For example do we know […]

Funnily most of us (at least many of us) are very busy earning money, but don’t like to spend time in looking after it once we get it. Amazing – see how we act with things which we already have and how we deal with things that we wish to acquire. Making a will is […]

If you are intrigued to know what makes a person write, this may not be a great post to read. I can only tell you why I write – and would ask you to pick up something challenging for your Retirement – anything – to make your retirement more interesting. In my 11th year of […]