should you borrow at all? if you should borrow for what should you borrow? Remember if you are a good borrower and the lender is sure that you will repay the loan, there will a bunch of them waiting to lend to you. For the bank, you are business… http://www.subramoney.com/2013/05/debt-bad-or-worse/ should you keep your money […]
Lying is in 2 parts – suppressio veri and suggestio falsi. For those not very conversant with law, these are words which may sound like Greek or Latin, well it is! Suppressio Veri is when you hide the truth, and suggestio falsi is when you actually tell a lie. Let us put it this way. […]
Does your head spin when you think finance? Does your head double spin when you think financial advisors? Does your head shutdown when you think of advisor qualifications? Is there not an alphabet soup out there? I have seen people with these qualifications offering Personal Finance Consultancy: BE, CA, ICWA, MBA, CFP, CFA, CFC, CWM, […]
What is so scary about the NSEL case? Well most people are afraid that the shortfall will be very high and the clients (brokers, investors) will not get paid in full…or even partly. Well whose money is at stake? About 15,000 investors and 3 big brokers – Indiainfoline, Motilal Oswal, and Anand Rathi. Will […]
‘Subra I need to make a US $ 1000 payment by November, should I do it now or later?’ – this was the 3rd forex related query. The earlier 2 were from parents talking about paying the fees of children studying abroad. All were worried about the US $ hitting 70 or 75….and wanted to […]
In 1993-4 the National Stock Exchange was born. Also around that time The Stock Exchange, Mumbai (now famously called BSE) went online. This actually put about 100,000 people out of work. Technology happened. Such stories are not difficult to hear around the world. However, some people believe that they should not be touched. Immaterial of […]
here is an all time top 5 stories. Makes sense to put it..as the blog now completes 5 years of existence…. story on National Pension Scheme – what is missing! http://www.subramoney.com/2010/04/national-pension-scheme-what-is-missing/ This is a 2011 story…considering that the fact that it is in the top 5 is an achievement. It also shows that there are […]