When we plan for any event we tend to look at: a) our own past experience and b) our parents, our elders, etc. see what they have done. So how should we at say 40, 50 or even 55 plan for our retirement at say 60? I mean financially? The normal thing is to go […]
When you talk to people who are say 22-30 years of age, you are normally prepared for all kinds of reactions, right? Well one 27 year old girl had this brilliant conversation with me, and I am reproducing it more or less verbatim: G: Subra Sir I need to invest Rs. 80,000 for my 80 […]
Why do you not start Investing Rs…………… in a SIP? Ask this question and the lies that you hear are amazing. Most of the lies are what people are telling themselves, and here are some of them: 1. I just cannot afford it! Really? On a combined salary of Rs. 19,00,000 per annum, you cannot […]
Let us see what happens when a HNI wants to build a debt portfolio of his balance sheet! Why only a HNI? Simply because a not very rich person may be happy with 4-5 PPF accounts (into which he can invest about Rs. 2-3 lakhs a year), some bank fixed deposits, etc. However for a […]
What is an IPO? IPO stands for Initial Public Offer. When a public limited company needs money for its own expansion or its shareholders require a market or liquidity for the shares that it holds, the company makes an offer to the public to invest in its shares or debentures. Such an offer is called […]
Let us assume that your grandfather / father bought a space in South Mumbai or Delhi for Rs. 100,000 way back in 1940s… Your father’s practice as a surgeon was very successful and he added some more space to that. Now you are 54 years of age and you are also a surgeon – as […]
here one more episode on life insurance mis-selling…. Priyanka is one of the voices in the life insurance space – and has scored some amazing successes with her program ‘Pehredar’ here is one episode.. http://www.youtube.com/watch?v=xmssJG9J_U4&feature=youtu.be