I just did a post saying that there are risks in RE investing. Of course many people do not like to see the risks. However not seeing the risk does not mean that there are NO risks… There are risks like falling rents, zero appreciation, very low rental yields coupled with low appreciation, tenant not […]
I regularly get calls from people wanting to invest in Real Estate. Some of these callers are perfectly good investors, understand IRR, risks, returns, etc. HOWEVER they ALSO get blinded when they hear something. So how does this conversation go (normally) is as follows: ‘Subra I wish to buy a house in XXXXXXXXX . Me: […]
It was in the month of May 2013 that debt funds looked good! From June onwards there has been a lot of turmoil, and in July and August all of us have seen a lot of turbulence in debt funds. For those who invested in Gilt funds, my condolences. The people who invested in Corporate […]
We are amazingly smart people and remember all that we did, right? No. Wrong. Let us criticize the MI management for a minute. They gave up Dinesh Kartik, Maxwell, Jhonson , but kept Harbhajan, zaheer khan The question is what made them choose the latter and give up the former? Well I assume that a […]
What does the country want from Na Mo? Frankly Judicial reforms, Police reforms and generally good governance. However what can one expect from Na Mo (Wishlist?) from NaMo: 1. Quickly get rid of the politicians from the PSU boards and get rid of the rent seekers. 2. Ntpc, Nhpc, Bhel, Coal India, Sbi, Ongc – […]
‘Money is a Man thing, and Cooking is a Woman thing’ – most people are brought up with this stupid belief. It is not as though they are told explicitly, but by behavior. The son is taught banking in class 9, the girl is taught how to buy vegetables. Such stereotyping may be bad, but […]
Most people who have no borrowings (visibly) think they do not pay any interest as an expense. Well, they may not be paying interest knowingly, but there could be other forms of interest. What if you are paying rent? What about a car taken on hire? So if you have your own house, own car, […]