This is a partly hypothetical and partly actual conversation. Not naming the people, area, location, – does not matter. It was one of the not very expensive kinda hotels and it was empty. A few over grown kids were talking about their parents…. The first girl said: My dad will not wear a shirt costing […]

One of the best things to do is to live on less. This is easier said than done, but it is not difficult. I know a whole set of people who can live on less and lesser. Some of them will not eat at a wedding because the food is too rich, and I know […]

SIP creates wealth in the long run, however it gives no immediate gratification. Equity trading (what the common man thinks is investing) gives immediate gratification and does not create wealth for the client. The broker wants him to trade so that broker’s wealth goes up. So what is the solution? Sell SIP in equities as […]

There is a major crisis out there. People with various degrees, experiences, claims are all giving out personal finance gyan. Most of them have good intentions, many of them have personal experience, and a few of them have burned their fingers in the market. However nothing really allows them to claim themselves as experts giving […]

It is difficult not to see the advantages of an investment when approached by a good salesman. Who can deny the need to save for his child’s education and his retirement, or to safeguard his family’s health and build wealth in the long term? Or have a credit card that allows you to purchase at […]

Absolutely wrong to call this Subra’s risk Idioms simply because I do not know the source. Some of it is perhaps original – which means it is from experience, some are from what I have heard, some from what I have read. Chances are these are created because of the influence of the great masters […]