This Children’s Day I decided not to do any article for the kids (except the one which says what the kids should know according to a bureaucrat. However here is a short cut to all the Children’s Day articles that I have done in the past:   http://www.subramoney.com/2008/11/childrens-day-helping-children-financially/ http://www.subramoney.com/2010/11/childrens-day-teach-money/ http://www.subramoney.com/2011/11/childrens-day-teach-them-money-and-risk/ http://www.subramoney.com/2013/11/childrens-day-what-to-teach-your-children/ so go and have […]

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Recently somebody sent me the syllabus that the Government of India expects a kid in class 8 to know. I mean the syllabus was a part of the National Financial Literacy Assessment Test (NFLAT). Before I saw the syllabus I wanted my daughter to take the test. She is in class 8, has read a […]

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If you take the 40-60 year old, the biggest, or the toughest thing that he/ she has done is to buy a house. Especially for those nearer 60 years – their salaries were not so high, so they struggled more. So obviously now they want to make it easy for their kids to live their […]

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  Here a summary of why I think a comprehensive financial planning session is FINANCIALLY justified by a company. Very few of large employers are offering broad financial education that includes emphasis on personal budgeting and credit management (Fee-based education should be favored, let the employee realize that there is no free lunch – lesson number […]

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I have no clue why the 2 religions – Jainism and Hinduism both very tolerant, soft and claiming to be friendly to animals. Many Tambrahms and most Jains consume MILK. Milk is easily the worst thing to have – and the way the animals get treated…is really sad…read on… This is for all my friends […]

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A few days ago one person called me and wanted to meet me to discuss his portfolio. He did not send it to me, but started talking about it. I was happy to know that he was contributing to my life by being a customer of ITC and contributing tons to the big mortgage banker […]

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  The year was 2004. You had just finished your education and had taken up a nice job. You met somebody who made you start a SIP. You were not too happy about it, but somehow you just started. This was in 2005. You filled up a form for Rs. 1500 per month, and sadly […]

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