There are many things which hurt you financially. Obviously it is all the things that you do that matters..but not KNOWING the following things makes you behave in a particular manner. So NOT KNOWING THE FOLLOWING things is what is hurting you FINANCIALLY: 1. Not remembering that you too will retire: by the age of […]
Are you doing charity at all? Or are you trying to impress people? Do you need to work so hard and so much of charity or are you doing this to show off? No these are not questions that I am asking. These are the questions that a wife asked her husband during one of […]
People earning Rs. 15,000 a month to people earning Rs. 15,00,000 per annum come to me with one cry “whatever I do, I am not able to save more money” What should I do Subra? Frankly I do not have any answer. This is a grey area for me…but hey let me try: 1. Use […]
Tough question to ask. I have no clue as to what age I will move into an old age home. By this I do not mean geriatric care, but just a place where I can get some assistance for day to day living. For most people it is ‘when I feel I cannot live on […]
So many young girls in their 20s and early 30s are faced with this question about 6 months into their pregnancy. It is not an easy question to answer, but answer they must!! Take a typical girl who has had a nice happy childhood. Her dad met all her financial requirements (no problem picking money […]
Most of us are very poor planners. We plan, but do not execute. How do we solve this? by planning again. And failing again. I met an entrepreneur who wanted to raise about Rs. 30 crores for a project. I looked at the project papers, excel sheets, etc. and came away impressed. Then I did […]
Why should I invest in mutual funds? Why cannot I invest in equities directly? These questions have been asked so many times that I decided to do a post. 1. Let me clarify that mutual funds NEED NOT MEAN equity mutual funds, it can include from liquid funds to Gilt funds, and in equities concentrated […]