A lot of our life is lived according to our habits. Like getting up from bed, making our bed, brushing our teeth, …the human body loves a routine. Habits and routine save a lot of energy for the brain, and hence the search for a routine. This impacts our investments too. Let us look at […]
I am sure all of us want to reduce the clutter in our lives, but do not have the heart to do it, right? So let us start….at the very beginning. 1. Your possessions: Start with your clothes – count – you need 5 or 7 pants, throw out the balance. You need 12-15 shirts, […]
When you talk of being a minimalist people think that you are talking of a life of denial. Not so. Not at all. Think of people like Swami Vivekanand or Mahatma Gandhi – both of them spoke of concentration. Concentration is easier when you have less to think about. Take the same 2 examples – […]
If you are planning to buy a property (with a mortgage) any time soon please check your credit score. A very good strong score will ensure that you get a good rate, and a poor score will mean they will NOT consider your application. At least the top end guys will not consider you. Even […]
This is a sheer experience call – not an intelligence call, just an observation call. Read it, agree with it, disagree with it, like it, lump it…but please comment here, on the blog, so that it remains here even after a few years. 1. Be Modest about your calls: Occasionally when you get a right […]
It is easy for the older people (I mean over 35) to say “Oh these kids lack committment”. To start with I do not agree with that nonsensical comment. Every generation saw its own version of smart people and dumb people. Of committed people and people who were not committed. Or a Sachin Tendulkar and […]
The title sounds like a disclaimer…and so be it. When I said I like the equity markets I meant NOW. In June of 2015, frankly I am liking the index, and the valuations at which some of the blue chips are available. After a mid cap rally, the biggies may just play catch up? Or […]