I frequent 2 banks and a couple of fund houses. When I was sitting with a young chit of a girl in one of the banks an elderly lady walked in. She had shares which she had presumably inherited from her late husband. She had a simple question to ask ‘which shares should I keep […]

Let us worry about provident fund taxation after the parliament passes the bill. Let us look at some of the logic..and before that at the history. Sometime in the 1990s the Government of India woke up to one ponzi scheme called the US 64. Nobody knew what the NAV was. You invested in April, and […]

I am not going to worry too much about what you have already read in the budget. Let me just tell you what scares me. Governments lie without much of batting of an eyelid. The holy cow PF has been touched for taxation. PPF cannot be far away. Actually they could have been much much […]

Dale Carnegie wrote a book ‘How to Win Friends and Influence People’ – it is a great book which every kid in class 8 to end of graduation should read and make it a habit as much as possible. Sure today there are more gadgets available but you should take the trouble to read and […]

When you spend a lot of time in the equity market and buy, sell, hold shares for a long period of time..some moss and junk is likely to gather in your portfolio. This happens because over a period of time with some innumeracy, laziness, lack of diligence, lack of well written rules..let me tell you […]

What if all I want is a mediocre simple life? A home where I can stay with my family and not a show piece to impress others? A small car enough for us, or even better an auto whenever we want to go out? What if my vacations are simple and clothes are comfortable? Is […]

I saw an article by my friend Dr. Malpani about how Dr. Google could be better than your physician..and I did a copy paste of the article..believe me I only changed 15 words, nothing more, nothing less. Read on.. Your personal financial planner is very valuable, and having someone who can hold your hand, talk […]