You will not even believe if I tell you that these are real life MISTAKES that I have seen people make. I then realized that many of us make these mistakes, but were just damned lucky! Here is a partial list: Giving bank guarantees for friend’s business loans and home loans Marrying without checking the […]
I have friends /clients with concentrated portfolios and they also need some kind of a portfolio management. Let us take the case of one person who has had the luck of 3 esop entitlements..and hence a slightly less concentrated portfolio. Let me call the 3 companies A, B and C. Figures are actual, but the […]
Some of the media based advice is so dangerous or simply useless, let us see them… Indexing works in the USA, but in India there are many funds that outperform the indices by a long margin: how useful unless you can say “Xyz is a good fund which will outperform the index over the next […]
I have decided to ask questions on my blog so that I know what topics I should write about. I am sure this is not a new idea, and many bloggers would have done this…I would prefer that you ask the questions on the blog itself..if you ask in FB..it gets lost. If you cannot […]
well you can read all the good things happening and decide to crib about the achhe din or celebrate the achhe din. Your choice. What I have liked about the Na Mo philosophy (and which is bugging the Congi and the Left) is that they have picked the good ideas of the past and pushed […]
Ricoh India: turnover Rs. 1400 crs. PAT Rs. 34 crores…..market cap Rs. 4200 crores. I know when I sold….it was about Rs. 450…I have no clue when these people sold…we know ONLY WHEN THEY BOUGHT, or just after they bought and reported. This is the risk of trying to manage your portfolio on the basis […]
Too many people wonder – ‘why do I need a financial planner, I am planning to do only a Rs. 20,000 p.m. SIP’. Well maybe you do not. Well maybe you do. You surely do not need an Investment manager – at this level you just cannot afford it. You surely do not need a […]