A few days ago I did a War and Personal finance, here is the sequel… Whenever I see the portfolio of an army person I am reminded of Napolean’s quote: “He who defends everything defends nothing” – or something to this effect. Give me the portfolio of an army man and I will be able […]

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Take an example of HDFC Equity, with it’s great history and PJ stature, performance in last couple of years makes it a candidate to get rid of (especially more when you know you can switch to better performing Franklin India Prima Plus). One Mr. Abhir posted this on my blog a few days ago. I […]

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It is fairly obvious that Patanjali has now got good traction. If it is headed to Rs. 10,000 crores in turn over it is obviously a big enough brand for the Colgate, HUL, etc. to sit up and take notice. Patanjali is selling for 3 main reasons – one is that people think it is […]

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I had done a post asking people what is confusing about retirement – about 17 people asked for some clarification on my blog. Those who asked on FB or wassup..will have to wait..longer!! Here is the first installment… here are my worries – what to do if your wife is not at all ready to […]

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You were in your 20s you passed your exams, got your degrees, and started life. Of course if you were from a middle class family you heard things like – you must save, you must buy a house, car, ….blah blah… How does it get different in your 30s? False promises come home to roost: […]

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I normally do not like to write ‘negative’ articles, so as soon as I write one I thought I should write another one to remove the toxic effect of the previous one!! http://www.subramoney.com/2016/04/portfolio-review-of-a-32-year-old/ So ‘why this couple will not get rich’ had to be followed up with this one..now read on. This is another couple […]

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The mistakes that I have seen investors make are in other parts of this blog…this one is specifically for people in the army. Includes mistakes by retired army personnel. (please note I use military, defense, etc. interchangeably… Opening an account in every place where they are posted. It is not uncommon to see defense persons […]

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