So if you are the more ‘finance’ and ‘future oriented’ person in your family….what should you do? Your husband will NOT SIT WITH YOU to financially plan for your family’s future, accept that. He will sound sincere – but there will be no action. Here is YOUR action list: Write down your financial goals: Maybe […]
read this article. forget what the author says. Just take in the facts…do not like the title, the article, or the conclusion…but the fact is in India equity is not understood at all. We all know that financial literacy is low and we have to teach basic finance…at least now we know where to start. […]
Who is academically more qualified in Finance – you or your husband? Who is more financially frugal in your family? Who thinks of expenses 3 months hence, 3 years hence and 30 years hence? When you tell your husband you need to plan for expenses does he say ‘Of course’ but does nothing about it? […]
Largely there are 3 types of IFAs: those who know that they do not know those who know that they do not know and that the client knows that those who know that they do not know and THINK that their client cannot make that out. The first category make no pretext of being able […]
I have been saying that there is a huge young generation which is Young, Fabulous, Broke and if it has some savings it is in PPF, ULIP, LIC, etc. They are in the age group of 29-35 and these peter pans are not growing up at all. Some are evolved, some are not. This series […]
Learning how to invest and how not to invest is a continuous process…so here are some more learning: There is nothing like a continuous out performance: over 4-5 years you may have one or two brilliant years, 2 reasonable years, and one bad year. Over all if the fund manager has beaten the benchmark and […]
I am planning a book on investing. This book is aimed at the beginner and will carry a series of steps that an investor can take / must take to build a nice corpus when the person is ready for retirement. Needless to say this will work better for the 23 year old than the […]