Not everybody is keen or happy to share personal financial data with one’s  family. Money is very private – and there are men who will not even want their wives to know the more minute details. It can also alter the family dynamics, demands, expenses even impact some other family members negatively! There is a […]

Does Financial freedom allow you to retire soon? Do Financially Free people retire and sit at home? If you saw Prashant Jain’s investment in his own funds, surely he is not ‘working’ to earn a salary, right? He obviously has more money than he requires. Now he is just one example that has come to […]

I have been and continue to be a shareholder in successful businesses. In a few businesses which I saw closely, I realized that they all had one symptom – shortage of cash. The businessman thinks of this as a problem. Sure, if there is a cash shortage, you have a problem – but it is […]

When I started doing equity research we were told to make ‘projected profit and loss account’, calculate the ratios, make the cash flow and then the balance sheet. Today it has a far sexier name – it is called ‘Financial Modelling’. Wow. I was taking a class on equity research and I was asked ‘how […]

Immaterial of your age..just go back and see who are the people whom you remember fondly? It is the people who taught you something – a teacher. This teacher could have taken any form. My mother who made me read Ramayana in 3rd standard (in an till then alien language called Tamil!) – now I […]