Teaching has its advantages. Huge advantages I should have said. One such event happened yesterday…I was told that I had missed one of the best fund managers by not investing in Mirae. I was also told that by not investing in a new FT scheme of ‘High Growth companies’ I had missed out on a […]

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this article appeared in www.moneycontrol.com  some time ago… If you ever wondered how much to invest, read on! THERE are some word pairs that go hand in hand. When you say one you cant help but think of the other – eg. chicken and egg, carrot and stick, marriage and love, beach and sun and […]

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I must consider my self very, very lucky. During the Harshad Mehta Boom, I bought an office space for personal usage. When the index reached 21000 I had no reason to sell. However just luckily I decided to get out of some very high price earning stocks like Tata Power, L&T, Hdfc, and invest in […]

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Inspired by the super success of one of the regulators, the government decided to appoint more regulators – Eating regulator, Exercise regulator, and a Medical Regulator. The highlights of some of the recommendations of the MR are as follows: (this is just a summary, the whole document is about 2654 pages). Here is a one […]

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Are you in Denial mode regarding your retirement financial needs? I cannot comment for every one, but too many people I meet are in denial about their financial needs for retirement. Most of us do not want to accept that we will buy 3-4 washing machines, air conditioners, refrigerators, maybe about 2-5 cars, at least […]

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For all those of you who are not happy with the high amc charges of debt funds, buying bonds is a good idea (oops I am not buying, I am not a bond investor, I prefer equities). With interest rates stagnant – and perhaps moving south (I have no interest call ever) bonds may become […]

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There is only one reason why businesses fail: They have no clients or customers. As simple as that. What I mean is if you have created a product and it costs you Rs. 100, you need customers who will pay Rs. 125 and buy ENOUGH quantities so that you can have a sustainable business model. […]

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