i wrote this article for some website / magazine..not sure which Reuters perhaps…. You have just crossed your 24th birthday when you’ve gained the education and/or skills you need for the career you’ve chosen, and you’re earning money and learning how to handle it. Ok, ok you are not in your twenties but are in […]

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In every portfolio that I review I see 2 things – say 5 shares give dramatically high returns and the others give decent, bad and terrible returns. So over a 30 year neglected portfolio with an IRR of 20%, it is because of a few in the 30+ range and a few in the 5-6% […]

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This is how a conversation with a prospect went … Hi Rohit, Subra here, wanted to talk to you about your Retirement investments, may I ? Rohit: Hi Subra, thanks my IFA Mr. Roland told me about you calling on me. Subra: yup, here I am. Subra:  hi Rohit, you were telling Roland that you […]

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It is not very clear about what has happened in Anugrah Stock and Broking – but from the looks of it, welcome to another Ponzi scheme. Not naming the people – you will find their names in the links given below. I suggest that you read the SEBI order, and then tell me why would […]

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It is amazing to see the kind of risk that people take with medical insurance! Or rather the kind of insurance that people take! Let me enumerate them.. I know of couples who gave up their own medical insurance when their son / daughter joined a big company which covered them. Now the son/daughter have […]

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I could have called it “My Own Boswell” but Late Justice Hidayatullah (Ex Chief Justice and then Vice-President of India) beat me to it. Here is a an article from a regular reader…. They say that “If you don’t look back at your past self from a year ago and feel ashamed, you aren’t progressing […]

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When you grow up in Ghatkopar and live there for 3/4ths of your life, most friends tend to be Jains. So over the next few days, a lot of them will call me to say ‘Michhami Dukkadam’. And as is wont, I will repeat it. I am communicating far, far more on my blog than […]

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