https://www.youtube.com/watch?v=_-CxisuWmTM   The mutual fund industry (including its trainers) have shouted so much from the top of their voice that most clients feel guilty about stopping their SIP. This is ridiculous. SIP is at best a SAVING strategy like Recurring deposit. I think we should stop looking at it like an Investment strategy. SIP does […]

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https://www.youtube.com/channel/UCoGCxmDfwx7kD4b7F2PVsQA For those who did not notice, I now have a YT channel – and the link is provided here. I hope to be different from the very many channels that are around – and that could mean I could be boring! I will be writing about Investment philosophy, Investment diary, Improving as an Investor, […]

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Sorry for using Covid-19 – yes of course it is a click bait. I was going through many articles, vlogs, etc. saying “learning from Covid-19” and found the same… You need term insurance – now that’s amusing. You need medical insurance Even if your company gives you medical insurance, you should have your own … […]

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What is Aham Brahmasmi doing in a personal finance blog? Good question.. So first here is a small intro to what is Aham Brahmasmi (on YouTube you will get far better explanations than what I could put together).. Aham Brahmasmi is an ancient (Sanskrit), translating to: “I am Brahman”. It means that the Self – […]

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are you rich or wealthy? Rich means you have a lot of money….see the video.. Wealthy means you have a lot of time -! You have mastered the cashflow and now the cashflow protects you. Wait a minute, You are rich, but ARE YOU WEALTHY?

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Most of us do not like record keeping…but hey as a businessman RECORD KEEPING is one of the most important function of your life.. http://www.subramoney.com/2017/11/doctors-and-record-keeping/ and this is what I wanted all along… https://www.youtube.com/watch?v=2XbJAMMJ8Yo  

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Well a fundamental reason for richness is “are you able to leverage”. Take the case of a school teacher (or a doctor). The school teacher or the doctor do a far greater service for humanity than cricketers – so how come they are paid so less? Well doctors and teachers cannot leverage. We can reach […]

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