Dialog between a Financial Advisor and his client who is likely to be handed a salary cut because of Covid-19. The client is 43 years of age and just about 4 years ago he started investing in a Retirement Plan and has accumulated Rs. 5L in that. Now with the Covid-19 virus striking his job […]

Of course Corona (aka Covid-19) will take its toll on many things. Today I heard about the death of a 30 year old boy working in a friend’s office. Actually corona did not kill him. It just hastened his death. He was suffering from renal failure. Maybe he would have died in September or October. […]

I am sure that we all accept that we are in a panic situation. When FT shut down 6 funds, most people had no clue whether it was a liquidity problem or a solvency problem. I do think it was a liquidity problem, and now a new liquidity window – of listing is also going […]

It was very interesting to see the behavior of Retail traders during the Corona pandemic. I dealt with 5 retailers, and each person was a little different. The two big players who came to our society to set up shops were Reliance Fresh (I do not know which format, but it was Reliance), and D’Mart. […]

How does it feel to think of creating a Rs. 1000 crores for your child or grand child – depending on your age? Well go and start a SIP for say Rs. 30,000 and increase the contribution by 10% every year…and let it go on for the kid for 20/25 years. Should you open it […]

World Trade Organization calls this “Deepest Recession Ever”, 87 million Americans have filed for unemployment benefits. And the US Markets are going up. Ditto in India. In March the equity markets fell. In April the market is up. Why is this happening? Well, for the markets to go up you need Fundamentals and Liquidity. Right […]

I have always asked myself this question. So let me clarify one more. I do not have a commercial angle to this blog. I do not advertise – Google ads do pop up – and I make about Rs. 5000 per month from that. I can get Rs. 100,000 for one post on my blog […]