I have always asked myself this question.
So let me clarify one more. I do not have a commercial angle to this blog. I do not advertise – Google ads do pop up – and I make about Rs. 5000 per month from that. I can get Rs. 100,000 for one post on my blog – along with 2 tweets on Twitter. I do not do that. So there is no commercial angle, at all.
Am I fooling myself that I am creating an impact on the Mutual fund industry (at least)? No.
Am I fooling myself that the Regulators read my blog? OMG, no.
This is meant for the common man. YOU. Not the baboo(n)s who will anyway not listen.
Many Indians are obviously Financially Illiterate. Don’t kill yourself. Personal finance is not taught in school, college or in training by your HR. Parents do not even know that PF 101 is necessary to be “taught”.
There are many common financial mistakes – see my vlog – https://www.youtube.com/watch?v=lFrue8QmeAE – not learning about money, delay in investment, spending too much, having inadequate insurance, not doing home-work, not paying attention to documentation, not knowing how to set goals, not knowing which products to buy, etc.
You are an intelligent human being, so you go to solve these problems, right? Alas! the people who claim to help you are either untrained, uninformed of plain liars. Your bank rm, mortgage advisor, mutual fund agent, life insurance agent – are ultimately here to sell their products. Welcome to the terrible, horrible world of irresponsible, untrained financial markets. Our regulator speaks a language which is alien even to the trained mind.
All this means YOU need Help.
I write, talk, ….about wealth. That’s my Ikigai.
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