When most of the people in the financial education business tell you “take term life insurance” people do understand.

However, the industry is very smart. They come out with derivatives of the good product and create toxic products. So while term insurance is good, there is a derivative called “term insruance with return of premium” – that is bad, and toxic. You do not need that.

Here I say it again…

https://www.youtube.com/watch?v=3OxBOuo8rVU

 

  1. I like the quote in the video “Essence of term insurance is to take it when you need it” amazingly explained I will definitely work on your sayings. Just small suggestion, perhaps you can use a microphone, audio quality needs to be much better as it was echoing little bit.

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