I was stunned when one CEO said “your lectures are not good for my company”. I did not pay much attention. A few days earlier a fund manager told me that a HR manager looks for people who

  • will work hard
  • get promoted
  • feel worthless about himself/herself
  • converts income into lifestyle expenses
  • works harder to remain where he is and
  • is slightly overpaid
  • knows that the work he does can be outsourced – or HR tells him that
  • will buy expensive financial products
  • keep looking at the money that he has and works harder
  • NEEDS a promotion so that the ‘extra’ money goes towards better lifestyle

Now imagine if he attends my lecture and I tell him

  • reduce lifestyle expenses
  • start saving
  • convert saving to investing
  • do not trade
  • invest sensibly
  • target financial freedom
  • do not buy expensive endowment plans
  • buy simple products that grow in value
  • create a corpus that will help you retire
  • feel more confident in the wealth creation process
  • learn about compounding
  • see how starting small also can help

So if I think that a HR person is going to be interested in having me over to talk about financial independence, something is wrong with me.

Yes a few companies – including non finance companies like Asian Paints have done this in the past, I doubt whether too many companies would want to do this!

Over to you CEO.

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  1. Subra,

    Again knew companies like this….simply goes to show.. all those management books are nothing but crap!!.. you need to look after yourself.. that is your only responsibility!!!

  2. Another point you have often mentioned: have a healthy hobby which u can flaunt in social media. Anyday, bragging about 100 km cycle trip is better than flaunting your new German car, or flaunting pics of u completing a half marathon is better than flaunting pics of ur expensive European vacation. It is healthier and saves you tonnes of money too👍

  3. Another point you have often mentioned: have a healthy hobby which u can flaunt in social media. Anyday, bragging about 100 km cycle trip is better than flaunting your new German car, or flaunting pics of u completing a half marathon is better than flaunting pics of ur expensive European vacation. It is healthier and saves you tonnes of money too👍

  4. Subra, Thanks for giving me a totally new perspective about HR. Now I can understand why an intelligent HR will never have you lecture his/her employee. The HR should realise that there is no difference between an advisor selling him/her harmful financial product and the HR. Both are white collar criminals in their own right.

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