Last two days we have been seeing why I am a bad runner and you do not have enough money. We both need a solution to our problems. Sadly, it is not about knowing, but about doing. Here is what we can do…Lets see…

Each year we make a New Year’s Resolution, and promptly by March, we have even forgotten that we made those resolutions, right? No, a resolution isn’t going to be sufficient. We need a real plan, a properly made plan like this:

1. Set a real goal, a SMART goal- Specific, Measurable, Attainable, Realistic, Time-specific, and Track them. SMARTT.
2. Write your goal. Make sure that you make enough copies. One in the bedroom, one in the washroom too!
3. Have a nice proper plan to achieve it
4. Buy “You Can be Rich Too – With Goal based Investing” – it is worth the money that you pay for it, sorry it is a plug, yes it is a plug.
5. Share your plan – the relevant parts – with your spouse, kids, co-workers, support groups, Facebook groups, whoever.
6. Enlist the support of the people you love.
7. Find out what are you going to give up to add this new plan.
8. Remember it is the same 24 hours that you have. Decide what is important enough for you.
9. If there is nothing that you are willing to give up for plugging this in, you will not achieve this.
10. You have to prioritize.
11. Make sure this is IMPORTANT enough for you. If it is not, just dump it.
12. Do your most unpleasant tasks first. The happier tasks can always be done even on a tired body.
13. So Gymming should be the first thing done in the morning – no excuses for that. No meetings spoiling it.
14. Whatever you put off is most unlikely to get done, especially if you don’t enjoy doing it.
15. Focus on the rewards of the task, rather than the unpleasantness of the task.
16. Think what will happen if you do not file your Income tax return for example.
17. What will financial freedom do for you?
18. Take one step at a time.
19. Many financial tasks are a one time task. Set your SIP and go to sleep.
20. You only have to buy life, medical and disability insurance once.
21. A will is good for years.
22. Even the more time consuming tasks can usually be broken up into smaller pieces.

Set some goals and let’s “get it done!”

Maybe one day I will be a good runner and you will be financially free!