This is surely an attractive title…but Suzie Orman says she has a Money book for the Young, Fabulous and Broke! So this cannot be a title for my book…
Now what is young?
Young is what young does! So young is somebody who is 10 years younger to me and old is somebody who is 10 years older than me. Since I am 55 years old, anybody less than 45 is young and anybody over 65 is old…and obviously these numbers will change next year…
Earning Well is another relative term…too many people under 30 are not very clear about their earnings – ctc, perks, contributory provident fund, esop, OMG all this is Latin, Greek, Pali,…why even mother tongue to them – they just do not understand it!
Broke: this word they sure understand, and understand well!
What is broke:
well you pay the credit card in parts
you are scared to see the credit card bill…so you do not open it when it comes
your bank regularly charges you for bounced cheques – YOURS!!
you and your wife are afraid that the kids will soon be in college
if your car breaks down, so will you — the extra 30k for repairs..?
your marriage was funded by your father, her father and Hdfc bank, but you gave expensive gifts to your friends who came for the wedding
you think you do not spend much on gifts but 2k gift for a birthday or a 5k gift for a wedding is ok. Of course the airfare and hotel stay for the wedding is not really a gift, is it?
well I am not sure what kind of articles does the Gen Y want to read about Earning, Investing, Spending. Please ask for articles which are not already available on Google, I have been asked to write a book for the Gen Y and I honestly do not know what should be the index. There is not much to write about investing – I mean somebody has already written about investing and for the youth. I am wondering what new stuff that I can write. Yes, I want to aim this book at the people below 35 years of age – right from cost of one spouse quitting a job, real cost of starting your own venture, investing for a Big Hairy Audacious Goal – the kind Bill Gates asked you to have, taking time off to tend to an ill parent, the real cost of dropping out of the job market,
I need your help with the Index to write a book…for the YOUNG, earning well but BROKE types…message me here…
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