In the 1960s MBA was considered as a new degree and was not very popular…and it was just finding its feet. However it very quickly established itself and became popular. And like all popular things people started copying! The IIM was the place where you could do your MBA – but then clones started appearing […]

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Dr. P. N. Singh Centre For HRD announces: 3rd Repeat ONE DAY PROGRAM…PFP: Personal Financial Planning By Mr. P. V. Subramanyam On June 14, 2015 (Sunday); Time: 9:30 am to 5:30 pm Contents: • Need for financial planning • Financial Goal Setting • Concepts • Products – for retirement and tax planning • How to […]

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Fair enough a question. Education is burning a hole in the pockets of most of the people. Whether it is an employee at a grocery store asking me “Sir is it worth paying Rs. 80,000 to NIIT’s Ifbi for my daughter” (this amount of Rs. 80,000 is very close to his annual salary of Rs. […]

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I have been asked this question for over 30 years…and have wondered ..why people cannot invest Rs. 500? or Rs. 5000? For many people this is a very fair question..and therefore they do not think of investing till they have “a big sum like Rs. 400,000” – like Mr. Panch asked me. And I am […]

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Morningstar is carrying an article of mine…for advisers….   http://www.morningstar.in/posts/33146/how-advisers-can-build-a-better-relationship-with-their-clients.aspx

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How to use ones surplus money? Should one use it to: a. create an emergency fund? b. invest for short term goals? c. invest for long term goals like retirement? d. repay existing personal loans / car loans / home loans? This question is impossible to answer. Well almost impossible to give a single answer […]

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Upper Middle class to Rich kind of kids are spoilt, do not understand the value of money, and generally are unfit to live life, right? WRONG. WRONG. COMPLETELY WRONG. Just too many people in the world are firmly of the belief that rich kids are useless!! Nothing can be further than the truth. I know […]

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