Recently a friend was discussing his day to day expenses…and some of the questions were (he was comparing his expenses to his brother’s) and the questions were:
How is your electricity bill half of mine?
Your total expenses on entertainment is almost 40% of mine!
Why is your grocery bill less than mine even though you have 2 children, and I have one?
Why have you not taken a foreign vacation at all?
Why are you still using your HONDA CITY which is 5 years old? Why are you not upgrading?
I do not like to compare, and would never have allowed 2 people to see each others numbers and comment. However these were brothers who came together without their spouses, and did not mind sharing their numbers. To me these questions were very funny…because some of the questions were answering some other questions!!
One brother was very involved in the family budget and knew what was happening. The other brother was surprised at his expenses – and he was not sure about its accuracy. However when I reconciled his life earnings, and his current networth, his expenses looked correct.
One brother had created a superb second line of income – one brother was 49 and the other was 55. The older brother was far away from financial freedom, the younger brother was contemplating ‘freedom at fifty’ – and looked ready.
Words like frugal, financial freedom, wealth, sharing, being generous, learning new things, travel experiences, assets for usage, assets for show, ….are all alien words for MANY people.
The way towards riches, financial freedom, etc. is far more strategic. The tactics required to reach there are not so difficult, once the mind REALISES the pleasures of the destination. However the road is not so difficult that ordinary people cannot do it.
It is akin to going on a diet. The pleasures of dieting are many. However to the outsider it looks like you are ‘sacrificing’ current pleasure.
Sorry for the eating example. Today (The date of writing is very different from the date of your reading) is Ekadesi and I am eating only fruits….so the virtues of being on a diet are haunting me
Read this – the virtues of frugality
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