“If you are a girl take up a government or psu bank jobs, you can work less, have a nice time and you will get a pension”.
If this is the advice you got or are getting from your Mom, ask her to use the refresh button. Not once, but many times over.
Things are really changing in government jobs as well as psu banks. When I say a PSU bank I include the full range from the huge State Bank of India to the new kid in the block Idbi bank.
Let us take the case of older banks like Canara, Dena, Bank of Maharashtra etc. The VRS scheme wiped out the complete middle. All those nice, smart, all knowing men and women who made up of the middle management took the VRS and stepped out. So branches are all running with a skeletal staff. One of the girls in the bank was telling me how the customers bully them – at the cash counter they ask for different denominations, different combinations, exchanging of old notes, request to fill up the form etc. One customer even went to the extent of saying -‘here is my granddaughter’s address please send my money to her WITHOUT TELLING MY SON and daughter-in-law’.
NO private sector bank will listen to all this. Clearly they expect you to use the ATM for transactions, or preferably the net, ….So the older population prefers (they have no choice) using the older psu banks.
The work load on the people working in the govt. and Psu banks is just too much, and there seems to be no respite. They cannot say NO even to small customers – the same customers who will feel scared to walk into a Icici bank or Hdfc bank. Most of the Saturdays are full days, and I know of senior managers reaching home at 2 am. One of the kids in our office who joined a ‘psu bank’ because of parental pressure now works about 11 hrs a day, and is perhaps doing poor quality of work.
So when you get advice about psu jobs and govt jobs being easy to do, tell them they are wrong.
What about pension? Well all of them have shifted from ‘defined benefit’ to ‘defined contribution’. So people who have joined say 7 years ago invest in National pension scheme. Not a great feeling, I can assure you.
Post Footer automatically generated by Add Post Footer Plugin for wordpress.