One of the toughest, nastiest, and most difficult choice in life is being able to decide on how much to save (and invest) for the future and how much to spend now. How much money you have at retirement is a function of 3 important things in life: How much you earn (don’t fool yourself, […]
Caveat: Please assume that all the shares that I mention (ever) are in my portfolio. Or that I have a trading position. I may even have a short position in some of the competitors..or in the same shares mentioned. Why does a person buy shares? to earn money – by selling at a higher price […]
doing a session at Hyderabad on 17th as a paid session for the general public…and Ifa…9.30am to 5pm… The Down Town Hotel, 8-2-703/4 B1/A, Road Number 12, Sai Enclave, Bhola Nagar, Banjara Hills, Hyderabad Telangana Rs. 3500 – all inclusive cost.. registration details will follow soon…today..Just a head up for you to know about the […]
This article is likely to be a little long and is based on my experience of meeting upwards of 20,000 IFA over my life time of training. I started in 2002 – which must be making me the trainer with the longest -17 year track record.. Helps the investor start of on a long, arduous, […]
The real retirement crisis is something I saw last week in Lucknow. I met an IFA whose neighbor is 115 years old. This means this means he retired about 55 years ago. The year was 1964. He retired on an ANNUAL salary of Rs. 1800 (not sure but thereabouts). Obviously he could not have built […]
The banning of upfront trail and reducing margins are likely to drive out a lot of small IFA from this business. Sounds depressing? well don’t be depressed. This will actually cause aggregation like nothing else. Already 2 big distributor aggregators are like the tail wagging the dog. Is it possible for a small mutual fund […]
Many IFA have a very confused view on what role they play in a client’s life. Clearly, they do some investment management and a lot of investor management. While they do not actual fund management, they do have a role to play in the clients asset allocation, time frame planning, expected returns, risk tolerance, etc. […]