I have no views on the budgets – ever. It is a media event and once upon a time it used to be a Rs. 50L property as they called it. Now it must be a Rs. 5 crore property…so let the media enjoy it. PR agencies draft some shit and present it as their […]

I always looked like I could do assignments…so one person approached me to give me a Job. I was not exactly looking for a job, I was looking for assignments. This must have been late 1990s. So this stupid man/woman suggested one company – I just found that it is no longer in existence – […]

More than knowing how I earned money (luck?), or how I lost money (poor skill?) I thought you should know how I escaped some amazingly risky situations. It is spine chilling for me even 31 years later. The first story. I was 26 years of age..wet behind the ears and doing well in my profession […]

Is there an easy answer to this complex question? I do not think so. However for a big part of the crowd Indexing will work. Do I do Indexing? No? Is there a conflict in what I do and what I say? Well, read on. First of all the advantage of being financially independent is […]

there are many lessons from the FundsIndia.com saga. The most important thing is that when you are a sole proprietor, the company belongs to you. When you are just “helping” your friend with a start up, YOU ARE THE UNPAID service provider. You need to be compensated – either cash or shares, but not just […]

So our great regulator is trying to regulate the debt fund. First of all the regulator having to do so much of micro management is a clear indicator that the class is unruly. Imagine how many times in a year does the Principal of the school had to come to your class to read you […]

There are 2 case studies..where I had a cruelly different view from what society has…normally. Case 1: A 64 year old man with a 63 year old wife. Their net worth is about Rs. 100 L and they have a house in South Mumbai – wait don’t get ideas. It is a chawl with a […]