Subra did you see the RBI note about Hdfc bank? Oh yes I got at least 12 forwards on WA…mostly from one ‘strategist’. So yes I was forced to see it, and read it. It has poor scores on internal audit, operational risk, risk governance…. Subra: Yes I saw all that…so what are you asking […]

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You have just met a promoter who is a brilliant communicator. He has an impressive office (whatever it means to you). He has a good looking team (what else did you understand any way), he tells you he will make cash soon. He has 2 of the most famous people you know on his board/advisory […]

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Equity, Sales, Golf, Chess – things about many books are written..and NEVER been mastered by anybody! Nobody can claim to be a master in these 4 things. You can be very good, great, super – but not invincible. I believe this is true in case of Bridge too, but I do not know. Don’t play […]

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Do you know what is defensive medicine? Well it is more an American concept, it is a concept where a doctor does some procedures which are unnecessary, just to protect himself from prosecution in the future. Sounds difficult to believe? One famous Indian doctor said “when a doctor is extremely successful as a surgeon..remember he […]

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I am so happy and grateful to God for certain things. One is clarity of thought – which meant I prefer an Internal score card to an External score card. This means I can live in Mumbai – and live without a car. I do not need it. Just one example. Also when you are […]

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Suppose one day God comes and gives you some supernatural powers. He says “you will be able to see the future of all the people you know, your friends, relatives,…but you cannot prevent a bad event from happening and you will not be allowed to say it to the concerned person”. So you go to […]

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When you are on your own you achieve less than a team. Well that is the theory. I am not getting into whether it is right or wrong, but that is what one hears. To be successful in certain industries – films, television, sport,…it is far more difficult than say investing, what you need is […]

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