In 1947 the average expectancy for a man in India was 28 years. The British had destroyed our medical system – Ayurveda – and had not created any medical infra. Now IF i HAD met a 25 year old man and told him that he would live to age 100, would he have believed it? […]

As a Human being we have 2 things which distinguishes us. One is Intellect. We have a brain that allows us to think. Which means we can make a choice. When we have a kid, we surely give him or her good schooling, and we do think we are good parents. The question is what […]

how to lose a case? fight a BFSI giant… https://www.morningstar.com/articles/942232/how-to-lose-a-lawsuit

No, this article is not aimed at the upper class kid whose parent opens a PPF account when he is 3 years old, and an ELSS when he is 5 years old. This article is for a kid who is not so privileged. Let us say this kid can spare Rs. 500 a month from […]

When I do posts on old age expenses people cannot believe the numbers. So if you have not paid for or seen the expenses of a person needing full time care, go and find out. Learn or shut up and read this. If you have a person who is confined to his bed and needs […]

Millennials are now old! Those born between 1981 are about to hit 40 years in a couple of years and that is the age when they thought they will retire! Of course except those in the movies, or sports none of them can be serious about retirement. Well not in a while – unless of […]

One editor told me “I thought financial journalists did not know journalism..but once I employed them I realized that they knew neither finance nor journalism”. Well I will not be that uncharitable. I do think that the Financial Journalist surely does not know finance – he is BA (Eng Literature), and has some experience in […]