One more set of people who deserve to be cheated…… ‘Subra this representative came and explained the product to me…..I hated it. However as the bank was giving me a loan, I said ‘give me a LEAST damaging product’. He explained a product ‘X’ but i seem to have got product ‘Y’. Me: why did […]

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I am amazed by the kind of questions some of the kids ask me. Not sure if they think I am arrogant / cynical / indifferent to their queries. I can honestly say I do not have an answer to their queries. If you are wondering what are these questions…well: a. I have done my […]

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  This really is not really an allegation, but people do make such a statement. Frankly to me it does not matter. Subramoney is not a money making venture – and i do not see it happening in the future too. So if somebody did a SIP and gained money or did a SIP and […]

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Ok this is not a post about how to get ripped off or how not to get ripped off…just a thought. Crossed my mind that i could put together a book on how people get ripped off generally in life. Yes most of the times we behave in such a manner that the casual observer […]

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I get at least one call a month saying…..somewhat like this: “My ………..(father, mother, brother,….aunt) has died and has left a motley group of shares, fixed deposits, mutual funds, bank accounts, …do you have somebody who can handle all this?” “Actually I do not think it is worth more than Rs. 10 Lakhs (the figure […]

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  This is arguably the most important financial decision in your life you will ever make! Not too long ago life was simple. You wanted a bank account, you went to a bank. If you wanted to buy shares, you went to a sub-broker (a broker was out of reach till about 15 years back). […]

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The most important learning from Robert Kiyosaki is you cannot do a cut and paste in life. I have been an investor, done some trading, been in equity research, sold equity shares, done equity placements, been a sub-broker, and been a main broker. Seriously there cannot be a greater all round view of the market. […]

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