Recently Donald Trump signed a bill (The Secure Act) increasing the age at which a person should start drawing his benefits from 70.5 to 72 years of age. This just means that the American government has acknowledged the fact that Americans are living longer and working into their 70s. In India we still are stuck […]

Many things in life can come as a surprise (or shock)…but Retirement can’t come as a surprise. Just can’t. The day you get an appointment letter, you know your date of retirement – immaterial of how many jobs you change! So what are the important steps that you should be taking say 1, 2 or […]

If you talk to some of the “financial advisers” who are into selling financial products, they are likely to talk you out of the following products. You will know why soon as your level of understanding goes up. Savings Bank account: Most of the advisers will try to talk you out of keeping money in […]

More details like payment link, location, will follow…BLOCK the date…9th Feb, 2020… from 10 am to 5pm…at Hyderabad and 23rd Feb in Navi Mumbai – Abbot Vashi details to follow…

This is not about the recently concluded Jharkhand election, it is about trying to apply Shiller’s book on the economic narrative. Most of us are not economists and do not really understand the lead and lag indicators. We see crowded airports, theaters, malls – and assume that the economy is booming. Just as you reach […]

Just to recall, my personal investment journey started in 1979, which means I have been at it for 4 decades. I started training financial services people in 2002. That makes it almost 2 decades of training experience. Blogging is a little over a decade old. I started running / cycling in 2009, which means I […]

Should you use a credit card or a wallet? I do think each one has its advantages and disadvantages. The biggest advantage of a wallet is you know that money is there and can be used – the upper limit is fixed. So if you want to give money to your children staying away from […]